Publications

Prosper Canada collaborates with policy makers, academics and frontline workers to build a base of evidence concerning strategies for action that empower low-income and vulnerable families.

The majority of our publications are provided in accessible formats. For publications that do not meet this requirement, an accessible format is available on request at info@prospercanada.org.

2008

Early Impacts of the learn$ave Individual Development Accounts Project

This report presents the 18-month results of the learn$ave pilot program, which was designed to demonstrate how Individual Development Accounts can encourage low-income adults to save.

2008

Wealth, Low-Wage Work and Welfare: The Unintended Costs of Provincial Needs-tests

This summary argues that serious review of the unintended consequences of asset limits within provincial income support policy is needed. More than limiting entry, these rules may be inadvertently increasing dependency by adding to the risks for entry and re-entry into welfare systems.

2007

Financial Literacy Products and Services: Preferences Among Vulnerable Populations - Understanding consumer preferences among low-income Canadians

The ability to make informed financial decisions is essential for basic functioning in Canadian society. This bilingual paper reports on research that explores the ways in which vulnerable consumers prefer to receive financial education, information and advice.

2006

Financial Capability: Learning from Canadian Communities

This study seeks to equip decision-makers and stakeholders with insight into the effective practices of building financial literacy among low-income Canadians.

2006

Environmental Scan of the Supply of Financial Capability Information, Education and Advice in Canada

In this report SEDI provides quantitative information to describe the current state of financial literacy as well as a synthesis of qualitative information from key informant interviews conducted in the spring of 2006.

2006

Building Foundations for Canadians in Transition

Case study methodology was utilized for this project to evaluate the effectiveness of the Independent Living Accounts (ILA) program in Edmonton, Toronto and Fredericton. Results from the program provided strong evidence that the ILA offers the necessary incentives and supports to help those in transitional housing become self-sufficient.

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